Well, the answer will more often be yes than no. Consolidating credit card debt is often regarded as the first step towards credit card debt elimination. However, even before you move to take first step towards consolidating credit card debt, you must understand that consolidating credit card debt (or balance transfer) is an action that [...]
Working With Your Credit Score
When you see advertisement after advertisement on television of businesses who want you to find out your free credit score, that is a red flag that someone is looking to make some money off of you. The funny thing is they are not lying to you but at the same time, you are exactly [...]
When The Plastic Debt Is Gone
Credit card debt is a very big problem that is being faced by a lot of people who have been irresponsible and undisciplined in the use of their credit card. Though some might have landed up with credit card debt due to some unfortunate event/emergency in their life, most people carry a credit card debt [...]
What Is Considered a Good Credit Score
What is a considered a good credit score? A lot of experts say that you should get a score of and above so that you are able to get a loan at a lower interest rate.
Is this easy to achieve? Given that % of Americans can do, then the answer is yes. You [...]
What Is a Good Credit Score
Your credit score has a profound effect in terms of the interest rate you will be paying when you apply for a loan. This is the basis that lenders use to determine if you will be able to pay for the amount in the future and if you need money to pay for college or [...]
What Is a Credit Report Score
A credit repot score is the basis used by lenders to determine if your loan application will be approved or not. If your credit report score is above , there wont be any problems and your loan will be granted with low interest rates. If however you score below this figure, you will be charged [...]
Credit card deal
Credit card deal
What is a good credit card deal?
You must have heard people say I got a good credit card deal. So if you happen to be looking for a credit card at that moment, do you just go with what your friend has told you as a good credit card deal?
Lets check [...]
Credit card
Credit card
What is a Credit Card?
Put simply, a credit card is just a small piece of plastic that easily fits in your wallet. Well, its not just a piece of plastic; its a very powerful piece of plastic which can be regarded as a compressed form of cash. We can define credit cards as a [...]
Home Loans and Refinance
There are various causes that people might search for home loans refinance, especially during the current economic conditions. Possibly the most common is to take advantage of lower home loan interest rates. Many of the other reasons people refinance home loans is to pay off high priced credit cards, make household improvements, and rebuild their [...]
Secured credit card
Secured credit card
What do you mean by a secured credit card?
Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and [...]
