When you apply for a job, the employer will do a background check before hiring you. Banks and other lending institutions do something similar to make sure you can pay for the loan by looking at your credit score ratings.
The credit score rating is used not only in United States but other countries as [...]
From the category archives:
Credit Cards
Credit Score Ratings
Credit Score Explanation
Numbers have different meanings. In school, you are given an A if you excel in a particular subject. In the real world, a or could have an effect on your ability to get a loan. This is called your credit score and to give you an idea, here is an explanation.
The credit [...]
Credit Score Chart
A credit score chart is what creditors look at to see if you are in good standing or not. This helps them decide whether or not to lend you money that you need to buy a car, a house or pay for tuition.
Because it does not take into account gender, race, religion, martial status [...]
Credit Report and Score
Every year, a credit repot comes out with a corresponding score at the bottom. This could be from to and it varies from person to person depending on their consumer behavior.
Your credit score is based on different things. This includes your credit history, outstanding debts, credit length, number of inquiries made and [...]
Credit Cards Without A Bank Account
Having a credit card is a great thing indeed, although most are hard to obtain for those who have a less than perfect credit history. The restrictions for getting most credit cards are so tough that those who have bad credit may find it nearly impossible to get a credit card, or they find [...]
Credit Cards With Cash Rebate
Credit cards with cash rebate incentives give you cash rewards each and every time you make a purchase with your credit card. Although there are many types of reward credit cards out there, more and more companies are leaning towards cash back incentives, as most people prefer to receive cash back over any other [...]
Credit Cards For High School Students
Students in high school that are looking to start building their credit early can get high school student credit cards. These credits cards can help teach high school students responsibility, and how to manage their credit at an early age. These types of credit cards are issued to high school students, with a [...]
Credit Cards And Credit Reports
Over the years, credit cards have become very popular. When they were first introduced, they were popular, although these days millions of people use them. There are many types of credit cards available, including those that help people who have bad credit. You should always keep in mind that even though credit [...]
Credit Card Reward Cards
No matter where you look, there is always a credit card company that is offering reward programs with their credit cards. New ones pop up all the time, making it sound too good to turn down. Even though they may sound great, you may wonder if the rewards are truly worth it. [...]
How fast is your credit card processing?
Are you ready to swipe your credit card for the very first time? Really? Or are you already on your way to your second credit card? By the way, do you know it takes ages for you to get your credit card processed?
Well, for starters lets look into the credit card processing stage [...]